My Trade Guide

Compare Investment Accounts. Since you are an investor in XYZ—the company—you can buy or sell shares in that firm, but you have no ability to control XYA’s decision to buy or sell shares in Company 1 or Company 2. Because SMAs do not issue registered prospectuses, investors or their advisors need to rely on other sources for investigating and evaluating the manager.

NextAdvisor Paid Partner. The variable annuity is a good annuity choice for investors with a moderate to high risk tolerance and a long-term investing time horizon. A tax-qualified annuity is one used to fund a qualified retirement plan, such as an IRA, Keogh plan, k plan, SEP simplified employee pension , or some other retirement plan. After all, an initial lump-sum premium can be converted into a series of monthly, quarterly, or yearly payments that represent a portion of principal plus interest and is guaranteed to last for life.