I’ll try to keep an eye out to see what’s out there. Simple is not only effective, but as you point out, much easier to manage. My investments are for the unexpected and, knock-on-wood, have done well through the past black swans. Chapters get to the heart of the bogleheads’ philosophy : the advantages of low-cost, tax efficient index funds , the costs of active management both in fees and turnover, and hidden costs such as spread costs. According to him, he just captures the market with his index funds and accepts their return. The Disability Doc. My portfolio is pretty involved, so I’m not sure what others would think of trying to review and make sense of it.